How to Enroll in ObamaCare?
Affordable Care Act or the ObamaCare is a useful healthcare plan that offers a lot of pros to its subscribers. Here are some of the helpful questions and answers that can help you easily enroll in ObamaCare.
- I am ready to enroll in ObamaCare, where do I sign up?
You can sign up by going to www.healthcare.gov or you can contact 1-800-318-2596.
- Alright, that is noted. Now, how do I enroll?
Regardless of the state you are living in, you will be able to access ObamaCare health care plans through their website at www.healthcare.gov. These online marketplaces allow online application by clicking the “Apply Now” button. You can also contact the specified number for your application or you can also do scheduled meet ups for personal help and assistance. You will be able to purchase directly from your health insurers. If you prefer face-to-face application, you may need to fill up a set of enrollment form for records purposes.
However, you will not be able to get a tax credit to reduce the costs. Nevertheless, if your income belongs to the 100 and 400 percentile, you will be able to get a tax credit to reduce the cost.
- Who will pass the ObamaCare eligibility requirement?
This health insurance covers almost all people. There is no question to that, your question may actually fall on who will be eligible for the premium tax credit that will be given. Nonetheless, the eligibility for this health plans coverage you need to meet the following conditions:
- You must be living in the US.
- You must be a US citizen or a legal resident.
It is to note, that if you are in prison, you may not apply for the ObamaCare. On the other note, you will be eligible for the tax credit if your income’s Federal Poverty Level falls in the middle of 100 up to 400%, you have bigger chances of being qualified for a tax credit.
- Is there a deadline for the enrollment period?
To avoid the ObamaCare Tax Penalty, you will need to submit your application before March 31 of this year. However, you will still be able to enroll after the deadline as long as you will qualify to the special enrollment period. Some of these special reasons would include qualifying events in life like:
- If you had a baby
- If you moved to another state
- If you are losing your coverage
What do I need when applying?
You will just need your Social Security Number (SSN) or your document if you are a legal resident. You should also prepare your income information as well as employer information such as your pay stubs, wage documents, tax statements, and W-2 forms.
- Do I need to bring some cash when applying?
The answer to this question may vary depending on the income that you have as well as the frequency that you are seeing your doctor. If you are running on a low income, premium tax credit will be able to cover the monthly premium costs.
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